Conferma

Conferma is a virtual payment card solution that transforms how businesses manage employee spending and control corporate expenses. Issue secure, digital payment cards directly to your workforce for online, in-app, and contactless payments via Google Pay—eliminating the need for physical cards and simplifying procurement workflows.

Employees and contractors gain instant access to approved virtual cards tailored to their business needs. Whether someone needs a card for a one-time travel booking or recurring software subscriptions, Conferma adapts to your company's spending policies. Workers can request new virtual cards within predefined approval rules, or finance managers can push pre-configured cards directly to team members. Push notifications keep approvers informed in real time, so authorization happens fast and nothing slips through the cracks.

Capture receipts on the go and let Conferma handle the rest. Your team photographs receipts within the app, and the system automatically matches them to transactions in a fully paperless process. Colour-coded spend categories make it easy to spot patterns and review expenses at a glance. Set up post-spend reviewers to approve spending in line with your company's policies, ensuring accountability without friction.

Advanced controls and authorization rules give you complete protection against fraud and misuse. Define spending limits, restrict merchant categories, and monitor transactions in real time. Every virtual card can be customized with specific controls that match your risk tolerance and business requirements.

Gain complete visibility of corporate spend with centralized reporting and analytics. All card creation and usage flows back to a single dashboard where finance teams see exactly where money goes. Custom data fields—such as employee ID, department, or project code—let you track and report on spending by any dimension that matters to your business. Automated reconciliation against bank data eliminates manual errors and saves your team hours of administrative work.

Conferma scales from small businesses to large enterprises, supporting any organization that wants to streamline expense management and reduce financial risk. Replace scattered payment methods with one integrated solution that makes spending visible, controllable, and compliant. Download Conferma today and give your business the spending visibility and control it deserves.